So why is Simple Cover right for you?
- Comprehensive cover (not Third Party Fire & Theft)
- Simple Cover online motor insurance is underwritten by Norwich Union
- Reassurance of Norwich Union's 24/7 claims service
- You can tailor your own policy online, so you only buy the cover you want
- Only available to buy online, passing the savings on to you the customer
Car insurance built around you
Simple cover is a great car insurance policy from Norwich Union you can tailor around your exact needs.
With Simple Cover, you can be sure you have the right cover you need. You get all the benefits without all the fuss. And if you ever need to make a claim, you'll have access to Norwich Union's claims teams too. Simple.
| Am I covered if... ? | Simple Cover* | Norwich Union Direct |
|---|---|---|
| I have a car accident and its not my fault | ![]() |
![]() |
| I have a car accident and it is my fault | ![]() |
![]() |
| My stereo is stolen | ![]() |
![]() |
| My car is set on fire or stolen | ![]() |
![]() |
| I injure someone in an accident | ![]() |
![]() |
| I want a 3 year guarantee on parts and repairs | ![]() |
![]() |
| I want to protect my 4 & 5 years no claims discount | Optional | Optional |
| I want to protect my 3 years no claims discount | — | Optional |
| I want to guarantee my no claims discount | — | Optional |
| I want my named driver to earn no claims discount | — | Optional |
| I require an enhanced courtesy car | — | Optional |
| I require the use of a non approved repairer | Additional £150 excess | ![]() |
| My child seat needs replacing following an accident | — | ![]() |
| My windscreen is smashed More info > | Optional £15.75 per year | ![]() |
| I require Breakdown cover More info > | Optional from £28.88 per year | Optional |
| I require Legal cover More info > | Optional £22.00 per year | Optional |
| I require a courtesy car whilst mine is being fixed or replaced More info > | Optional £15.75 per year | Optional |
*Monthly premiums include an additional 10% administration fee. All costs include Insurance Premium Tax
